A good credit score is essential for achieving financial success. Whether you’re applying for a mortgage, car loan, or credit card, your credit score determines your eligibility and the interest rates you’ll be offered. To improve your credit score, start by paying your bills on time, as payment history is the most significant factor in calculating your score. Keep your credit utilization ratio low by using only a small percentage of your available credit. It’s also important to avoid opening too many new accounts in a short period, as this can negatively affect your score. Regularly monitoring your credit report for errors and disputes is another way to maintain a healthy credit score. By managing your credit responsibly, you’ll enjoy better financial opportunities and lower interest rates, saving you money in the long run.